Dave - Banking & Cash Advance
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Dave helps improve your financial health with our breakthrough financial tools.Think of us as your financial companion, your banking buddy. We’re here to help, not surprise you with fees.
It’s easy to sign up and start balancing your budget. Get a cash advance up to $250 (1) to cover daily expenses, search for local side hustles, and access our easy-to-use automatic budgeting tool right from the app.
If you set up your Direct Deposit with Dave, you can get paid up to two days early (2), and build your credit (3) in the process. All without having to worry about overdraft fees.
Fun fact → Dave has saved its customers nearly $200 million in overdraft fees. Not bad, right?
Here’s why millions of members use Dave…
GET UP TO $250 (1)
We’ll help you to avoid those pesky charges with cash advances up to $250 for qualified users. No interest, no credit checks.
Easy communication between our bank and yours helps you access money when you need it most.
GET PAID 2 DAYS EARLY (2)
Get your paycheck up to two days earlier. You can deposit paychecks, unemployment benefits, stimulus payments, and tax returns directly into Dave Banking.
BUILD CREDIT (3)
We partnered with our friends at LevelCredit to help you build your credit just by paying rent and utilities on time.
Dave Banking members get this $100 per year service for no charge. Really, it’s totally free.
NO HIDDEN FEES
We’re not here to surprise you with fees. Dave Banking guarantees no hidden fees, no minimum balance fees, and no overdraft fees. Plus, you get access to over 30,000 fee-free ATMs with MoneyPass.
Intuitive budgeting tools and predictive alerts? We’ve got you covered. All you need to do is open the app and do your thing.
Our simple planning tool helps you organize upcoming and recurring expenses—such as rent, utilities, and even trips to your favorite restaurants and local shops.
FIND A SIDE HUSTLE
We’re also here to help you find ways to earn extra money. You can apply for dozens of side jobs, right from the app—just sort by work-from-home and remote work opportunities to find jobs that fit your lifestyle.
For more information please visit Dave.com.
(1) $250 Cash Advances: You may be enrolled in our existing Cash Advance program, or our new Extra Cash pilot subject to availability. Approval criteria is the same for both. Terms apply, see https://dave.com/terms for the Cash Advance program and https://dave.com/extra-cash for the Extra Cash pilot.
(2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.
(3) Credit Building: Available after two qualifying direct deposits that total at least $1,000 in a month (combined). Other eligibility requirements may apply. Free one-year subscription to Level Credit. Enrollment required.
No minimum repayment term.
Repayment in 2 weeks or upon your payday.
Zero APR, no APR, no interest rate, zero interest.
If you take a $200 advance for a $5.99 service fee and add an optional $10 tip, then your settlement will be $215.99.
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